Do others depend on you financially?
Will you leave a financial gap if you can no longer work or you (or your spouse) pass away suddenly?
Do you want to relieve the financial burden of the funeral expenses that will fall on your family?
Do you want to donate to a charity or special interest?
Are you starting out and want to lock in a very affordable rate for your young and growing family?
Do you want to leave behind seed money for your children or grandchildren?
Do you have a special-needs child that will need care after you’re gone?
Will you need a college plan in place?
Do you want to leave an inheritance and inheritance tax policy for your loved ones?

if you answered yes to any of these questions, you will benefit from having life insurance.